Thursday, January 9, 2014

Death to New Year's Resolutions and How to Set Goals

At a mild stab at a new hobby last year, I created this blog as a journal, of sorts, for me to share my thoughts, ideas, and actions for getting out of debt. After writing a few entries, I lost sight of my vision, got bored, and ended up abandoning it after just six entries.

Today I remembered that I had this blog and came to visit it, and what to my wondering eyes did appear? 556 views on my blog! I was utterly amazed. I'm sure that's a small number to some people who blog full time, but for someone who is new to this and did't actively do anything to promote this site for several months, I was ecstatic.

So I am back again (yay for New Year's Resolutions!) to take another stab at it. But to be honest, I don't believe in making resolutions. They are just so vague and ambiguous, and are too easy to lose sight of by February. There's no way to know if you've achieved your resolutions and there's no sense of accountability.

For example, some that I've heard recently include things like: spend more time with family, eat healthier, volunteer, be the best parent I can be, and get more organized. The problem with all these types of 'resolutions' is that there is no way to track your progress. By the time December roles around, if someone were to ask this person how they did with their resolutions, the answers would be just like the resolutions themselves - vague and ambiguous. Who knows if they really did what they wanted to do?

I am a strong advocate for goal setting. And for me, goal setting comes with a lot more than just a goal. It must include a plan of action, check points for progress and a final deadline, a list of people to help me, possible deterrents, things I may need to learn in order to achieve it, and finally, what the benefits will be for achieving the goal. If any of this sounds familiar to you, maybe you're familiar with Zig Ziglar's 7 Steps to Goal Setting.

That's a lot of steps! Sure is a lot more thought than what most people put into their New Year's Resolutions. So here we go....

Goal #1 Write a minimum of one blog entry each month.

This one will be easy enough to track - by the time December gets here, I'll have twelve blog posts, minimum (and I've already go one down!). I'll have until the last day of each month to write, and therefore, I'll also have twelve checkpoints for progress. In the event that I miss a month, I will make up for it the next month. I don't have any friends that are into blogging or tracking personal finance, or (my personal favorite) business, so I will rely on my friends in the blogosphere for my inspiration. A couple of my favorites include Tonya from Budget and the Beach and a couple that blogs together on Planting our Pennies. Both of those blogs are just fantastic! Possible deterrents will be my lack of ideas on topics to write about. So this will force me to be more active in my efforts of saving and budgeting. If I'm doing both of those every month, I'll have something to write about, however small. I like the idea of this goal, because I'll have twelve months of progress to look back on by the time December gets here. Deadline will be December 31, 2014.

Goal #2 Complete the 52 Week Money Saving Challenge

This one will be fun and easy! Best benefit: I'll have $1378 at the end of the year to be proud of. Currently my bank account sits at $0 and has been that way for a while. Reason? Living paycheck to paycheck. I plan on remedying this problem this year by increasing my income, which we'll get to in a minute. This is easy to track progress week by week, and in the event that I somehow get behind, it'll be so easy to catch up. I'm putting a twist on it though. Instead of following it week by week. Each week I'll see how much I'm able to put aside and chose from the list. So on week 5, if I have $10 that I can squirrel away, I'll put it aside and scratch week 10 off the list. On week 35, if I have $50 extra, I'll cross that off the list. If on week 40, I've only got some spare change left, I'll scratch week 1 off the list. There is no way I'll mess up on this one! Deadline will be December 31, 2014.

Goal #3 Start a Dance Company

My favorite one! In my attempts to increase my income, I'm starting a dance company. On February 17, I'll be teaching my first class. I have about 5 years of experience in teaching dance, but I've always worked for someone else. This time I'm venturing out on my own. I have many dance friends to lean on for support, ask questions, use as substitutes and celebrate with! I'm learning how to build a website and I've also found a business that will host a scheduling and payment processing site for me, that I'll be able to link to my website. I'm very excited about this! I have a whole set of plans, goals, deadlines, dates, and charts that go with this one. I'll keep that separate from this post, but I'll keep you updated on my progress and whether or not it even works! LOL Oh! This can be one of my topics to write about each month! See? I'm solving problems already. :)

Those are the three goals that I am going to focus on the most this year. I'm going to be taking two trips this year: one to South Carolina for a sibling reunion, and another to Maine in November to visit my parents for Thanksgiving. I will be conscious not to let either of those get in the way of any of my goals this year! I'm also going to school full time and I already have a part-time job, so I've got a lot on my plate. I look forward to reading this again in December and seeing how the year went!


  1. Thank you so much for mentioning my blog as one of your favorites! I'm so flattered! I definitely think once a month is doable for the blog, but I have to admit it's easier to build relationships, which keeps you motivated to write, if you post more! Either way you have my support. I love the idea of starting your own dance class too. What kind of dance? I miss taking classes. I took a lot of hip hop/funk in my 20's and 30's. Good luck with all your goals!

  2. You're welcome, Tonya! :D I'm starting salsa dance classes. I've been dancing salsa for about 11 years now, and it is such a wonderful passion of mine! I taught ballroom for about 5 years, but salsa is way more fun lol Thanks for your support!